11/07/2017
The Motor Insurers Bureau (MIB) is a UK Guarantee Fund that compensates eligible victims of negligent uninsured or untraced drivers - more commonly known as hit and run accidents. The Motor Insurers’ Bureau will pay for personal injury suffered by victims of uninsured or untraced drivers in road traffic accident claims and covers two types of road traffic accident claims:
- Uninsured drivers who cause road traffic accidents to fellow motorists or pedestrians
- Victims of hit and run accidents where the driver can’t be traced
If you’ve been involved in a road traffic accident that wasn’t your fault and the other vehicle drove off, you need to report the incident to the police and comply with any subsequent investigations. Similarly, if you’re a motorcyclist who lost control due to diesel spillages or lorries shedding their load, you can make a claim.
Recent changes to both elements of the scheme include awarding compensation to victims of terrorism in road traffic accidents. It has also introduced a mandatory framework for dealing with road traffic accident claims for children and protected parties.
Please note that this article is meant as general guidance and not intended as legal or professional advice. Updates to the law may have changed since this article was published.